| This Product is intended to be a long-term contract and the cash values, especially in early years are frequently less than the total amount of premiums paid. |
PLANNING FOR THE FUTURE CAN BE EASY |
| The Maximum Protector II plan is designed to deliver coverage for Critical Illnesses such as Cancer and Stroke, Terminal Illness, Life and Accidental Dismemberment for up to 20 years. As an added benefit, the Plan has a Return of Premium Rider which allows you to receive 50% refund of your premiums upon expiry. |
| Available to persons between the ages of 18 to 55 years, you can qualify for the Maximum Protector II without undergoing any medical tests. Plus, you have the flexibility of choosing the amount of coverage you receive - either $20,000, $30,000, $50,000 or $100,000. |
INTRODUCING MAXIMUM PROTECTOR |
| Discover a new standard for affordable protection. Designed to deliver coverage for critical illness, life insurance, terminal illness and accidental dismemberment, this convenient policy doesn’t even require a single medical test.* Protecting yourself and your loved ones just got a lot easier. |
|
| While advances in medicine may mean that you are likely to survive for some time after being diagnosed with one of these conditions, coping with a critical illness can cause financial strain. The treatment and technology that may save your life can destroy your financial well-being. Recovery is often lengthy and expensive, involving loss of income in addition to the costs of treatment. The lump sum paid by Maximum Protector will help to ease your financial worries while you undergo treatment and recuperate. |
MAXIMUM PROTECTOR FEATURES UNLIMITED FREEDOM AND FLEXIBILITY TO: |
|
FLEXIBLE COVERAGE TO MEET YOUR NEEDS |
| The Term Life Insurance component of Maximum Protector offers: |
|
MAXIMUM PROTECTOR GOES A LONG WAY |
| LIVING BENEFIT |
| Sagicor will pay a lump sum payment consistent with the level of coverage elected up to a maximum of $100,000, which can lessen financial worries and provide comfort in a stressful time. |
Four options for coverage are available to suit your needs:
|
| LIFE INSURANCE COVERAGE |
| Term Life Insurance coverage is provided for the duration of the plan.* |
| ACCIDENTAL DISMEMBERMENT OPTION |
| In the event that the Insured suffers a physical impairment arising from an accident, Sagicor pays the cash benefit outlined in your policy. |
| TERMINAL ILLNESS BENEFIT |
| Should you be diagnosed with a terminal illness and given 6 months to live, Sagicor will pay you 25% of the sum assured.* |
| PREMIUM PAYMENTS |
| Premiums are payable monthly, quarterly, semi-annually or annually for 20 years, after which the policy expires. |
| SURVIVAL BENEFIT |
|
With the purchase of this option, you can receive a partial amount of your premiums paid to date. Once you outlive the expiration date of the policy, you can receive 50% of the premiums paid, provided no previous claim has been made.* *Certain conditions apply Talk to a Sagicor Advisor or visit www.sagicor.com today about how Maximum Protector can work for you. |
